5. You're under contract

• Secure a home loan *more details to follow

• Acquire home insurance and send proof to your lender. Keller Covered streamlines finding the best insurance to fit your needs.

• Request a list of what conveys with the property

• Schedule home inspection and negotiate repairs

• Order an appraisal

• Acquire a property disclosure from the seller

• Neutralize any contingencies [input any contingencies that may be specific to your area]

• Conduct a title search

• Choose your title company

• Schedule your closing

• Solidify both contract effective date and allowable move-in dates

• Certify funds for closing

• Stay in close contact with your agent, lender, and title company

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6. Before you close

• Transfer funds for closing

• Reserve a moving company and set a moving date

• Change your address through USPS, your bank, and other instances

• Set up your utilities to be activated or transferred

• Confirm that all contingencies are resolved

• Schedule the final property walk-through

• Designate a safe, dedicated space to save your final paperwork

• Stay in close contact with your agent, lender, and title company

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7. What to bring on closing day

• Connect with your lender to wire down payment funds. You'll need to cover the cost of closing and the down payment. Bring a printed confirmation of your wire transfer

• Government-issued photo ID(s)

• Social Security numbers

• Home addresses from the last 10 years

• Proof of homeowner's insurance

• Your copy of the contract

• Your checkbook

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8. Closing day

• Sign closing disclosure, promissory note, and all other documentation

• Title transfer

• Deed delivery

• Save your paperwork in your pre-designated spot

• Get your keys - congrats, it's all yours!